Direct Business Capital

Get Funded Fast.
No Bank Hassle.

Approval in 24 hours. Cash in 48 hours. For growing local service businesses that need capital now.

Why Choose Blacklyne Capital?

Fast Funding

Approval in 24 hours, cash in 48 hours

Flexible Terms

Customized repayment based on your cash flow

Grow Faster

Invest in growth without stress

No Hidden Fees

Transparent pricing, no surprises

Loan Products

Choose the loan type that fits your business needs and growth goals.

Unsecured Business Loans

Amount

$5K – $100K

Terms

6–60 months

Rate

Competitive

Perfect for working capital, equipment, or emergency cash needs.

Ideal for: Any business type

Equipment Financing

Amount

$10K – $250K

Terms

12–84 months

Rate

Asset-based

Finance equipment while preserving cash for operations.

Ideal for: Contractors, HVAC, Dental, Service Businesses

Business Lines of Credit

Amount

$10K – $3M

Terms

12–36 months

Rate

Flexible

Access capital when you need it. Pay only for what you use.

Ideal for: Seasonal businesses

Simple 3-Step Process

1

Apply

Complete a quick application. Takes 10 minutes.

2

Approval (24 hrs)

We review and approve your application.

3

Funded (48 hrs)

Cash in your account. Scale your business.

Loan Questions?

What credit score do I need?

We work with credit scores as low as 600, though higher scores may qualify for better terms.

How much can I borrow?

$5K to $250K+, depending on revenue, credit, and time in business.

Are there hidden fees?

No. Transparent pricing. What you see is what you pay.

Can I use loans + AI platform together?

Yes! Use AI to generate leads, convert them, then offer customers financing through our lending product.

Ready for Capital?

Check your eligibility in 2 minutes. See what you can qualify for.